APR is an important credit card concept — but does it matter if you pay your balance on time? Here's what you need to know.

You may have valid reasons to carry a balance during a 0 percent APR period, but it's important to be cautious. Here's what ...

You can use one of the best 0% introductory APR credit cards to make new purchases and not worry about interest for 15 to 21 months. That gives you plenty of time to focus on paying off existing ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications ...

Credit cards that offer 0% introductory APR let you carry a balance for a specified period, typically nine to 21 months, without accruing interest. Depending on the type of card, you may be able to ...

Some business credit cards offer introductory 0%-APR periods for purchases and/or balance transfers. These deals can be a great way to finance business expansions or reduce the interest you're ...

Below, CNBC Select rounds up some of the best credit cards that offer no interest. See our methodology below. Best 0% APR credit cards Best for low balance-transfer fee: Citi Simplicity® Card ...

A 0% intro APR is a promotional interest rate typically offered to new credit card customers. It can apply to regular purchases, balance transfers or both. Once the introductory period ends ...

While a balance transfer credit card has its risks, it can help you avoid interest charges when chipping away at your debt.

APR includes interest and other fees; it reveals the true yearly cost of a loan. Credit card APRs adjust based on the U.S. prime rate and your credit score. Paying the full credit card balance ...

Best 0% Intro APR Business Credit Cards 0% APR Business Credit Card Reviews Compare the Top 0% APR Business Credit Cards Why You Should Trust Us: How We Reviewed the Best 0% APR Credit Cards ...