Credit card and loan delinquencies have been on the rise since the onset of rapid inflation in mid-2022 and have yet to come ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

US Banks & Branch Offices used resources from the Consumer Financial Protection Bureau and other groups to learn about credit ...

A good APR is generally one that is below the average APR. Federal Reserve data reveals that the average credit card interest rate in the U.S. has hovered roughly between 16% and 20% since 2019 ...

You have a lot of different ways you could pay for purchases. One option is to pay cash, but that leaves you unprotected from ...

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A suggestion I frequently make to business owners who do not have an extensive history of paying back debt is to open a small ...

Donald Trump and Bernie Sanders have floated the idea, but caps can force borrowers to turn to other sources with even higher ...

But what would happen if you have 0% utilization rate? To the credit card issuers, it may not look as good as you think. "For credit cards, it's important to 'use but not abuse' those cards," Jim ...