With these strategies, you can save on long-term care insurance costs while maintaining the coverage you need.

The benefit period of long-term disability insurance is one of the most important aspects to consider. Most policies pay benefits up to retirement age (60 or 65 years). The longer the benefit period, ...

If you face a disability or illness, long-term care (LTC) insurance can help ensure you have access to resources — whether that's in-home care, physical therapy, assisted living or a nursing ...

Disability carriers have continued to avoid parity, which has translated to people paying billions of dollars out of pocket ...

Wawanesa Life Insurance’s group insurance division has significantly transformed. Led by Mike Aiken’s efforts, the company ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...

Employment termination can be a stressful and life-altering experience, especially when you're also managing the challenges ...

Question: Sorting out long-term care is a top concern as I approach retirement. However, I'm not sure how to best manage the ...

Disability insurance includes short-term disability, which covers part of your earnings for a few months while you recover, and long-term disability, which covers part of your income for years.

But one state has disability coverage parity, in which mental health conditions are covered in the same way as physical health conditions: Vermont. The U.S. passed its first federal health parity law ...

nursing home care or home health care in the event you are unable to care for yourself because of a chronic condition or disability. Long-term health insurance can be a smart purchase when you ...

Consumers can add multiple riders to their policies, including accidental death or disability coverage. How do I know I can trust these reviews about Transamerica Long Term Care Insurance?