The benefit period of long-term disability insurance is one of the most important aspects to consider. Most policies pay benefits up to retirement age (60 or 65 years). The longer the benefit period, ...

The Standard is one of the largest providers of group and individual long-term disability insurance in the United States. However, The Standard has a history of wrongfully denying claims and has been ...

As a Fortune 500 company with billions in profits, The Hartford is one of the largest providers of group and individual long-term disability insurance in the United States. However, The Hartford has a ...

If you face a disability or illness, long-term care (LTC) insurance can help ensure you have access to resources — whether that's in-home care, physical therapy, assisted living or a nursing ...

Disability carriers have continued to avoid parity, which has translated to people paying billions of dollars out of pocket ...

Wawanesa Life Insurance’s group insurance division has significantly transformed. Led by Mike Aiken’s efforts, the company ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...

But one state has disability coverage parity, in which mental health conditions are covered in the same way as physical health conditions: Vermont. The U.S. passed its first federal health parity law ...

Depending on the type of disability insurance you have — short-term or long-term coverage — it may cover you for up to six months or for several years. Also, although some policies will cover you if ...

Breeze is the best overall disability insurance provider because it’s affordable, flexible, and free from the red tape for which the insurance industry is famous. Breeze offers a mix of short and long ...