Planning for retirement requires a lot of assumptions—and any one of those assumptions could prove incorrect. To be ready for ...

You generally can open an IRA as long as you have earned income, even if you have a 401(k) plan or another workplace retirement account. But note that income limits may apply to deducting ...

The reason, Ghilarducci says, is partly due to the current retirement system, which places the onus on workers to manage their own savings decisions through their 401(k)s and similar plans.

When retirement is on the horizon, it’s natural to start thinking about where you want to spend your later years. In fact, ...

A regret-free retirement requires ... doom your retirement plans. An emergency fund is a cash reserve set aside for financial difficulties or unexpected expenses. Open a separate account for ...

Millions of workers and retirees rely on the U.S. retirement system to save and invest for their futures. Similarly, the system relies on new contributions and strong returns to mask outflows and ...

changed more than 90 rules about IRAs and other qualified retirement plans. The changes are phased in over several years. Here are some key changes that take effect in 2024 or took effect in 2023.

Learn more about it. Retirement planning means figuring out how much money you'll need to retire comfortably and developing a strategy to make it happen. It's easy to put off planning, either ...

Although one of these issues on its own might not spell disaster, taken together, these obstacles can derail even the soundest retirement plans. Read Next: These 8 Expenses Can Kill Your ...

Before you can make a smart Part D drug plan choice, you'll need to know what your complete medication list looks like. To ...

The more money you take out of your 401(k), the less money you have invested for retirement ... to buy a house is through a 401(k) loan. Not all plans permit loans, so check with your employer ...