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For private investors looking to manage their cryptocurrency holdings with minimal hassle, tracking your portfolio in Google Sheets is an excellent option.

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While that sentiment certainly captures the essence of the issue, it provides little guidance on the practical implications that diversification plays as part of an investor's portfolio.

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“You may not bother reviewing and maintaining your portfolio if it has too many moving parts.” Further, if something should happen to you, a complex portfolio could make life difficult for ...