"No" is not a bad word—it's a life-changing one. When you say no to things you can’t afford, no to impulse buys, and no to debt, you’re saying yes to freedom. This isn’t about being a killjoy; it’s about choosing discipline today so you can win with money tomorrow. Live like no one else now, so later you can live—and give—like no one else. It’s hard, but it’s worth it. Learn to say no. It might just set you free. | Dave Ramsey
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"No" is not a bad word—it's a life-changing one. When you say no to things you can’t afford, no to impulse buys, and no to debt, you’re saying yes to freedom. This isn’t about being
Dave Ramsey. Dave Ramsey · Original audio. "No" is not a bad word—it's a life-changing one. When you say no to things you can’t afford, no to impulse buys, and no to debt, you’re saying yes to freedom. This isn’t about being a killjoy; it’s about choosing discipline today so you can win with money tomorrow. Live like no one else now ...
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